SME Cash Advances: Fund Your Business Growth
Experience the convenience of quick, adaptable funding through Merchant Cash Advances. Apply today and invest in your business’s success with the essential capital it demands.
Experience the convenience of quick, adaptable funding through Merchant Cash Advances. Apply today and invest in your business’s success with the essential capital it demands.
Accelerate your SME's success with Merchant Cash Advances from Merchant Capital.
Designed to meet the specific needs of small and medium-sized businesses, our MCAs offer a quick, adaptable funding solution.
Secure the capital you need with ease, empowering your business to seize growth opportunities and achieve your business goals.
A Merchant Cash Advance is a type of financing that allows businesses to receive a lump sum of cash in exchange for a percentage of future sales. This innovative funding solution is ideal for businesses that need quick access to working capital without the lengthy approval process of traditional loans.
MCAs are not traditional loans; instead, they are advances based on your future sales. This means repayment is directly tied to your business’s revenue, making it a flexible option for managing cash flow.
The MCA process begins with an application where you provide details about your business and its sales history. Once approved, you receive a lump sum of cash. Repayment is made through a percentage of your turnover until the advance is paid off.
The MCA process begins with an application where you provide details about your business and its sales history. Once approved, you receive a lump sum of cash. Repayment is made through a percentage of your turnover until the advance is paid off.
Unlike traditional loans, MCAs do not require collateral or extensive credit checks. They offer a faster approval process and more flexible repayment terms, making them a convenient option for many businesses.
MCAs provide a rapid infusion of cash to help you manage urgent expenses, invest in growth opportunities, or navigate seasonal fluctuations. With funds available in as little as 48 hours, you can keep your business moving forward.
Use the funds to enhance your business in various ways, such as purchasing inventory, upgrading equipment, expanding your premises, or launching marketing campaigns. The flexibility of MCAs allows you to allocate the capital where it’s needed most.
Merchant Cash Advances offer a flexible and rapid solution to your funding needs, allowing you to focus on what matters most — growing your business.
Explore how an MCA can support your business goals today.
Contact us for a personalised consultation and find the right funding solution for your business.
To qualify your business needs to meet a few simple requirements.
Here’s what we'll need:
If your business generates R50,000 or more in monthly turnover, you’re eligible to apply. We focus on established businesses ready to take the next step in their growth journey.
You must be a South African citizen or have a guarantor. This ensures we can provide you with the right funding to help your business thrive.
Your business must have been trading for at least 12 months. We partner with businesses that have a proven track record and are poised for growth.
Use our online calculator to estimate your advance amount and repayment terms, helping you make an informed decision.
These are indicative amounts only.
All offer amounts and costs are based on your monthly turnover and credit standing.
A merchant cash advance is a type of financing that provides businesses with a lump sum of cash in exchange for a percentage of future sales.
MCA stands for Merchant Cash Advance.
Businesses receive a cash advance and repay it through a percentage of their turnover.
A traditional loan involves a fixed repayment schedule and interest, while an MCA is repaid through a percentage of daily sales and does not have a fixed repayment term.
To be fair, since we are providing an unsecured funding solution we do need to check with the supplied references as well as run personal credit checks. Bear in mind that while personal credit is considered, you don’t need a perfect credit record to qualify for a Merchant Capital cash advance. Our team may also contact you in order to better understand your business’ circumstances. Rest easy, we will always discuss our findings with you before any decisions are made and you will be kept in the loop throughout the application process.
32 Impala Road
Chislehurston
Sandton
2196