Empower your business with ethical financing solutions that align with your faith. Certified by Standard Bank Shari'ah Banking, our Shari'ah-compliant finance supports sustainable growth.
Experience business funding that respects your faith and supports your entrepreneurial journey. Merchant Capital's Shari'ah-Compliant finance provides the perfect blend of financial empowerment and religious alignment, ensuring your business thrives without compromising on your principles.
Shari'ah-compliant finance adheres to key Islamic principles, avoiding interest-based transactions and promoting risk-sharing. This ethical approach ensures all financial activities are transparent, fair, and in accordance with religious values.
Amidst today's business landscape, aligning your financial practices with Shari'ah principles not only fulfils religious obligations but also promotes ethical behaviour, trust, and sustainability in business operations.
Our Shari'ah-compliant business loans are designed to provide the capital you need while adhering to Islamic finance principles. Benefit from ethical funding that supports your business's growth.
Our products are based on the Wakala principle, where you, as the business owner (Muwakkil), appoint us as your representative (Wakil) to carry out necessary financial transactions on your behalf. We leverage our financial expertise to act in your best interests, ensuring all dealings are Shari'ah-compliant and ethically sound. Any profits earned or losses sustained are entirely yours, while we receive a fixed remuneration for our services.
Certified by Standard Bank Shari'ah Banking, our financial products guarantee compliance with Shari'ah law, providing you with peace of mind and trust in our services.
Use Shari'ah-compliant advance to expand your product line, invest in marketing, or enhance your online presence. Our funding solutions are tailored to meet your business needs while respecting your faith.
We offer customised financing options that cater to the unique requirements of Shari'ah-compliant businesses, ensuring you can grow and innovate with ethical backing.
Choosing Shari'ah-compliant financing with Merchant Capital ensures your business grows ethically and sustainably. Align your financial practices with your faith and achieve your business aspirations.
For personalised assistance, contact us to explore how Shari'ah-compliant finance can meet your specific business needs.
To qualify your business needs to meet a few simple requirements.
Here’s what we'll need:
If your business generates R50,000 or more in monthly turnover, you’re eligible to apply. We focus on established businesses ready to take the next step in their growth journey.
You must be a South African citizen or have a guarantor. This ensures we can provide you with the right funding to help your business thrive.
Your business must have been trading for at least 12 months. We partner with businesses that have a proven track record and are poised for growth.
Use our online calculator to estimate your advance amount and repayment terms, helping you make an informed decision.
These are indicative amounts only.
All offer amounts and costs are based on your monthly turnover and credit standing.
Shari'ah-compliant finance is grounded in Islamic principles, avoiding interest and ensuring all transactions are conducted ethically.
A Shari'ah-compliant loan is structured to align with Islamic law, utilizing principles such as Wakala to ensure full compliance.
Shari'ah law prohibits interest (riba), excessive uncertainty (gharar), and speculative activities (maysir) in financial dealings.
We partner with Standard Bank Shari'ah Banking to certify that all our financial products are fully compliant with Shari'ah standards.
32 Impala Road
Chislehurston
Sandton
2196