The Power of a Merchant Capital Cash Advance

What is a Cash Advance?
Now more than ever, business owners have access to a variety of financing options to support and grow their ventures. With so much information available, we’ve compiled a breakdown of why our customers believe that a Merchant Capital Cash Advance is the best working capital solution for their business.

What are the Benefits of a Cash Advance?

• Unsecured: Unlike bank loans, we don’t require collateral, which reduces your risk when obtaining funding for your business.
• Fixed Cost of Funding: At Merchant Capital, we don’t use fluctuating interest rates. From day one, you know exactly how much your business will repay, allowing you to prepare your finances accordingly.
• Flexible Repayments: Instead of fixed monthly debits, we offer daily debit orders, weekly debit orders, and split-processing options. Plus, there are no debit charges on split-processing, which can save you over R10,000 in debit order fees over a 12-month term.
• Use as You See Fit: You understand your business needs best, so you can utilize the funding for expansion, equipment, renovations, or any other purpose.
• High-Speed Funding: Our application process is designed to be as seamless as possible. If you have the necessary information ready, you could receive funding within 24 hours of your application.

How Can a Cash Advance Be Used in Your Industry?

• Building & Hardware Store: Building and hardware stores often experience seasonal fluctuations, with busier periods during dry months and slower times during December. The flexible repayment terms of the Merchant Capital Cash Advance provide needed flexibility during these seasonal changes.
• Restaurant: You control how to use your funding, allowing for various options like renovating areas, upgrading equipment, or enhancing security. With peak seasons approaching and Covid-19 restrictions easing, investing in strategic marketing could help attract customers back to your restaurant.
• Clothing: A Cash Advance can help you expand your store by adding new sections, such as beauty and personal care products. Since fashion trends change with the seasons, budgeting in advance helps you prepare for upcoming trends.
• Electronics: Technological updates happen constantly, presenting opportunities to introduce new products. A Merchant Capital Cash Advance enables you to seize these opportunities or stay ahead of competitors, especially during gifting seasons like December or events like Black Friday.
• Hair and Beauty: The hair and beauty industry has faced challenges due to Covid-19, but a Cash Advance can help you bounce back. You can capitalize on holiday periods by offering seasonal products and special packages to attract customers.

The Bottom Line
You know your business best, and a Merchant Capital Cash Advance can be utilized in a way that fosters growth. With repayments aligned with your turnover, you won’t pay more than what’s coming in. Contact us today, and let us help you fund your ambitious growth.

Didn’t Find Your Industry Here?
Don’t worry. Explore how a Merchant Capital Cash Advance can help you fund your ambitious growth.